Insurance Blog

Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.

What Does My Renters Insurance Cover?

If you are renting a home or apartment, it is important to have renters insurance. Although there is no legal requirement that you carry renters insurance, it may be required by your landlord under the terms of your lease. It helps protect both you and your landlord by ensuring that, if something happens on the premises, either the landlord’s insurance or your renters insurance will...

How Do I Change My Life Insurance Beneficiary?

It is crucial to name a beneficiary on your life insurance policy. Otherwise, when you die, the policy becomes part of your estate and subject to probate. However, you may change your mind about who you want your beneficiary to be, in which case you have the right to change it. What Is The Process For Changing Beneficiaries On A Life Insurance Policy? In most...

Is An Animal Living Under Your Porch? Here’s What To Do Next

As a homeowner, you’ve probably entertained guests who overstayed their welcome. But unlike your in-laws or a former college roommate, an animal that’s made itself at home on your property has no intention of leaving. Some of the usual suspects include raccoons, opossums, woodchucks, skunks, or the occasional stray cat. And while they’re just looking for a safe place to call home, you’d probably prefer...

How Business Owners Package (BOP) Insurance Can Save You Money

Business owners package (BOP) insurance gives you several different insurance products rolled into one. Eligibility for this type of package can vary among providers. Purchasing BOP insurance can save your business money, as it is typically sold at a premium less than the total cost of individual coverages. What Does Business Owners Package Insurance Cover? BOP insurance can be individually-tailored to suit your business. Our...

7 Tips To Protect Your Business From Water Damage

Whether it’s caused by a flash flood or a burst pipe, water damage is often unpredictable. And as a business owner, it can seriously impact your day-to-day operations and bottom line. But in many cases, there are proactive steps you can take to prevent critical delays or destruction to your property. Here are seven tips to help protect your business from common sources of water...